We simply buy insurance to get a claim when we are in need. Unfortunately, there may be instances where you might not get the complete claim amount, which can be upsetting. At GIG Insurance solutions, we evaluate the situation and work to ensure that you receive the maximum claim amount from the insurance company.
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In insurance, a claim short-settled refers to a situation where the insurer pays the policyholder an amount lower than what should have been rightfully provided under the terms of the policy. It is important to promptly address any concerns regarding insurance claim short-settlement to ensure fair and appropriate compensation.
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Our professional team will support you and win you over until you get complete justice in your claim settlement.
No matter what your insurance claim is, our team of experts will help you every moment until you get complete justice.
The first step of claim process is to contact your insurer and intimate about the claim. Fill your claim form and attach the relevant documents. A surveyor conducts damage evaluation. Acceptance of your claim. If Need GIGIS help You to guiding.
Depending on your insurance type and policy terms, the reimbursement amount or the insured sum will be either transferred to your account or to the concerned party whom you are liable to pay.
Here is the list of major documents that you would be required to file an insurance claim:
1. Insurance Policy Papers
2. KYC Documents
3. Signed Claim Form
4. Discharge summary in case of a health claim
5. Original bills and receipts of the expenses incurred
IF Personal Accident claim
• Properly filled and signed the claim form.
• The insurance policy copy.
• FIR of the accident & in case of a death claim, a Post-mortem report.
• In case of a disability claim, a doctor's certificate.
• Certificate of Death.
If the documents submitted are missing or inaccurate, it can lead to claim rejection. Exhaustion of sum insured: If you have already placed claims equalling your sum insured in one policy year, you will not be able to place any more claims during that year. In such a situation, the insurer can reject your claim. GIGIS is here to guide you in such times.
